A one-off joining donation when registering, followed by the annual donation set for each January.
Applicants aged 40 and over pay an age-based joining donation once, at registration. This amount is not collected again each year.
| Applicant age | One-off donation |
|---|---|
| 18–39 | £0 |
| 40–49 | £100 |
| 50–59 | £250 |
| 60+ | Calculated by age |
Aged 60 or over: £250 + (age − 59) × the application year’s annual donation. This calculator uses the £80 set for 2026; the annual donation is separate.
The annual donation is determined after funeral costs and fund expenses are calculated at year end. The current amount is £80; it may change in later years as costs change.
Before each January collection, you will be notified of that year’s amount and payment date.
The annual donation is collected by Direct Debit. It is separate from the one-off joining donation.
Direct Debit collections from your bank account are covered by the Direct Debit Guarantee. If a collection error occurs, such as a wrong amount or date, you can request a full and immediate refund from your bank. You can cancel your instruction through your bank; please also notify the fund team.
This protection covers the payment process; it does not guarantee funeral support from the fund.Have your details ready and work through the joining steps.
